|Annual Benefit Limit per person
|Geographical Scope of Coverage for Elective & Emergency Treatment
|Coverage Criteria for Treatment outside UAE
|Coverage outside UAE is limited to 90 days per treatment A single holiday or business trip may not exceed 90 days
|Network Applicable *available options
Coverage is up to the relevant Annual Benefit Limit per person/per policy year with pre-approval
|Hospital Accommodation and related Services
|Intensive care unit and coronary artery disease treatment
|Consultant’s, Surgeon’s and Anaesthetist’s Fees
|Various therapies including physiotherapy, chemotherapy, radiation therapy etc.
|Recipient Organ transplantation service, excluding any charges related to Donor
|Use of hospital medical equipments (e.g. heart and lung support systems etc.)
|Ambulance Services (in Medical Emergency only and if followed by admission)
|Repatriation costs for the transport of mortal remains to the country of origin
|Physician Consultation *available options
|Physician Consultation with the following deductible/co-pay options
|Covered up to 15 sessions/ PMPY
|Alternative Medicine Benefit covers: Osteopathy, Chiropractic, Homeopathy, Acupuncture, Ayurveda and Herbal Treatments
|Covered up to AED 1,600/- PMPY
Only on reimbursement basis
|Vaccination Covered as per MOH schedule
|Covered both on *Free Access & reimbursement basis
Reimbursements claims are settled at 100% of actual covered cost subject to maximum of 100% of Applicable Network rates
*Free Access facility is available only within specific MedNet Vaccination Network.
|OTHER SALIENT BENEFITS
|Work Related Injuries
|New Born baby coverage
|Babies born in UAE - New born expenses are covered from day 1 (from Date of Birth) under its own policy up to the policy annual limit.
Babies born outside UAE - coverage will be offered upon acquiring UAE residency status and will be subject to medical underwriting.
Coverage for new born are in line with DHA benefit guidelines.
|Preventive services covered for members over 18 years of age
*Prior Approval is required for Free Access facility.
Fasting Blood Sugar and HBA1C tests are covered once a policy year for eligible members.
|DENTAL BENEFIT (OPTIONAL BENEFITS)
|Emergency Dental & Gum treatments
|Annual Limit based on the plan selection - Covered - Worldwide
*Refer Schedule Of Dental Benefit for further details on coverage
*More annual limit options are available
I had a pleasant experience with them, they were quite fast in responding to my query which I really appreciate.
Priya, Sri Lanka